Trusted Source for
Real Estate Finance & Mortgage Solutions

At SPECTRUM, our focus is to optimize the benefits and risks that lay within each opportunity.

Our driving commitment to discern crucial information, recognize and anticipate real estate trends and swiftly adjust to ever-evolving markets enables us to consistently maximize returns and secure exceptional value for our clients. With experience and versatility as our foundation, and creativity and technology as our tools, we offer limitless possibilities for creating wealth.


Our Finance department is managed by Mortgage Transit, Mortgage Transit Inc. (MTI).

MTI is a leading mortgage brokerage firm, offering seamless solutions for all of your mortgage needs. Whether you want to buy a new home, set up a business, or even refinance an existing loan or mortgage, we offer you the perfect solution to cater to your specific requirement. Collaboration of Spectrum and MTI is creating a great opportunity for the home builders and property owners who are looking for construction or any type of loans related to the construction and development of their properties.

With access to different lenders We provide Construction Loans From $20,000 to $20,000,000 for …

  • Land Purchase
  • Site Development
  • Building Construction
  • Renovations

We welcome builders, developers, buyers, and home owners seeking construction financing for construction projects in Southwestern Ontario.

Takeout Mortgage

Though there are a lot of different types of loans that I fund, ground-up construction and rehab financing is my specialty. We are becoming more and more competitive! Please contact me with your scenarios!

Fix and Flip:

Leverage: funding up to 90% of the total budget and cost to complete.
Rate: starting From 7.75% depends on builder’s experience

Ground-up Construction:

Leverage: funding up to 75% to 80% of the total budget and cost to complete.
Rate: starting From 9.5% depends on builder’s experience.

Multifamily Value-Add or Acquisition:

Leverage: funding up to 80% to 85% of the total budget and cost to complete.
Rate: Starting from 8.5% depends on builder’s experience.

Commercial Build-To-Suit:

Leverage: We can finance up to 100% of the total cost.
Rate: From 8.5% depends on builder’s experience.

Commercial Loan

commercial loans

Construction Loan


Private Lending